IRA/401(k)/403(b) Retirement Calculation

Find out how much to put away tax deferred to get a certain amount of money in the future, and how much you could expect to draw out of that money. Just put in some numbers to see!

Instructions

Enter your current retirement account balance, monthly contribution, age, years until retirement, expected yields, inflation, and desired monthly withdrawal. The calculator estimates future account value and how long withdrawals may last.

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Explanations

This calculator estimates how a retirement account may grow through monthly contributions and how long inflation-adjusted withdrawals may last after retirement.

The withdrawal estimate retains the calculator’s legacy early-withdrawal penalty and minimum-withdrawal behavior where applicable. Tax rules and required distribution ages can change, and actual investment returns are uncertain.

Use the result as a planning illustration, not as tax, legal, or investment advice.

About

IRA/401(k)/403(b) Retirement Calculation

Version: 0.1

Author: Calculator team